Terms and Conditions

Website: financematrix.in Last Updated: July 24, 2026

Please read these Terms and Conditions carefully before using the financematrix.in website (the “Site”), operated by Finance Matrix (“we,” “us,” “our”). By accessing or using the Site, you agree to be bound by these Terms and Conditions. If you do not agree, please do not use the Site.

Finance Matrix is a financial consultancy providing services related to personal loans, business loans, insurance, mutual funds, and CIBIL score assistance, connecting customers with banks, NBFCs (Non-Banking Financial Companies), and insurance providers.

Registered Address: No. 150, 19th Main Road, 2nd Block, Rajajinagar, Bengaluru, Karnataka 560010 Phone: +91 8867288672 Email: info@financematrix.com

Finance Matrix acts as a facilitator and consultant connecting customers with banks, NBFCs, and insurance companies for loan, insurance, and mutual fund products. We do not ourselves act as a bank, NBFC, or insurance underwriter. All loan approvals, interest rates, insurance policies, and mutual fund investments are subject to the sole discretion, terms, and conditions of the respective partner bank, NBFC, insurer, or asset management company.

We do not guarantee loan approval, a specific interest rate, insurance acceptance, or investment returns. Final terms are determined exclusively by the lending or issuing institution.

By using this Site, you confirm that you are at least 18 years of age and legally capable of entering into a binding contract under applicable Indian law.

You agree to use the Site only for lawful purposes and in a manner that does not infringe the rights of, or restrict or inhibit the use of the Site by, any third party. You agree to provide accurate, current, and complete information when submitting any form, including the loan eligibility, consultation, or callback request forms, and to keep such information updated.

You must not misuse the Site by knowingly introducing viruses, malware, or other harmful material, or attempt to gain unauthorized access to the Site, its servers, or any connected database.

Any calculators, EMI tools, or amortisation tables provided on the Site are for indicative and illustrative purposes only. Results are approximations based on the inputs provided and standard assumptions (such as equal-length months and a 52-week year) and do not constitute a quote, offer, or pre-qualification for any financial product. Actual rates, fees, and repayment terms are determined by the relevant bank, NBFC, or financial institution and may differ from the calculator output.

Content on this Site, including information about wealth creation, insurance, retirement planning, and investment products, is provided for general informational purposes only and does not constitute professional financial, legal, tax, or investment advice. You should consult a qualified professional before making any financial decision. Mutual fund investments are subject to market risks; please read all scheme-related documents carefully before investing.

The Site may contain links to third-party websites, including our insurance partner platform (makemyinsurance.co.in) and partner banks or NBFCs. We are not responsible for the content, accuracy, privacy practices, or terms of service of any third-party website. Your interactions with such third parties are governed solely by their own terms and policies.

All content on the Site, including text, graphics, logos, images, and the Finance Matrix name and branding, is the property of Finance Matrix or its licensors and is protected by applicable intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content on the Site without our prior written consent.

Information you submit through the Site, including through our eligibility check, consultation, and callback forms, is collected and used in accordance with our Privacy Policy. By using the Site, you consent to such collection and use, including being contacted by our team via phone, email, or WhatsApp regarding your enquiry.

To the maximum extent permitted by law, Finance Matrix shall not be liable for any direct, indirect, incidental, or consequential loss or damage arising out of or in connection with your use of the Site, reliance on any information provided on the Site, or any product or service obtained through a bank, NBFC, insurer, or other third party referred to you by us.

You agree to indemnify and hold harmless Finance Matrix, its employees, and representatives from any claim, loss, or demand arising from your misuse of the Site or your violation of these Terms and Conditions.

We may update these Terms and Conditions from time to time without prior notice. The updated version will be posted on this page with a revised “Last Updated” date. Continued use of the Site after changes are posted constitutes your acceptance of the revised terms.

These Terms and Conditions are governed by the laws of India. Any disputes arising out of or relating to these terms or your use of the Site shall be subject to the exclusive jurisdiction of the courts of Bengaluru, Karnataka.

For any questions about these Terms and Conditions, please contact us at:

Finance Matrix No. 150, 19th Main Road, 2nd Block, Rajajinagar, Bengaluru, Karnataka 560010 Phone: +91 8867288672 Email: info@financematrix.com